What We OfferServices

Medicare Expert

We will quickly and clearly explain how this excellent insurance coverage works, getting you past the lingo, so that you will be able to confidently make the right choices that work for you. Including:

  • Traditional Medicare
  • Medicare Advantage ( Part C)
  • Prescription Drug Plans  (Part D)
  • Dental, Vision and Hearing coverage Options
  • Ancillary Benefits
We will guide you to the best and most affordable coverage based on your medical needs and preexisting conditions to avoid any traps.  Best of all our services are FREE!

Retirement Planning

Federal Employees Benefits Expert
Corporate Employees
Business Owners

We listen intently to your story and aspirations for your retirement.

We gather and analyze your numbers to create your vision on a monthly basis, all the way to age 100.

We look to offload all unnecessary risk
 
We create your custom roadmap to financial success with a comprehensive retirement income plan.

Federal Employee Retirement Expert

If you’re a Federal Employee, your benefits are unique, comprehensive and complicated.

Michael Pierce is a Federal Benefits Consultant having studied and passed the Chartered Federal Training Protocol.
Michael has sponsored Professional Federal Employee Trainings Seminars for over 15 years  to help employees to attain their best retirement outcomes. 

Untrained Advisors can stumble into expensive mistakes in the Federal Retirement Process if not adequately experienced with those unique benefits.
Michael has background in TSP, FEHB, RMDs, Early Retirement, Medicare Supplements, Medicare Advantage, Social Security Decisions, Long Term Care Options, all can be aligned with Federal Employee aspirations.

Female Retirees

We listen, provide meaningful insights, and offer sound choices that will make all your hard work succeed in retirement. We regodnize that you absolutely need to get this right. Our credo of "Don't lose they money" really works well here.

Whether you are Single, Married, Widowed or Divorced, we specialize in structuring your well- deserved retirement.

We are interested in your story. 

Social Security Planning

We approach this decision making process in the context of your overall unique retirement picture.

We utilize the appropriate Fiduciary approach. Each choice, including Social Security should fit logically and cohesively into your overall retirement strategy.

We factor in spousal contributions and requirement for the best outcomes for a family.

Social Security is a key cornerstone that warrants this level of full consideration.

Heirs, Beneficiaries, Estate and Charities

If your are blessed with money beyond your monthly needs, doesn’t it make sense to maximize those as well?

We will us tax aware strategies that yield more to those you care about as well as discreet ways to be private, organized and prepared.

Fiduciary Guidance

We follow the two crucial fiduciary rules:

  1. The prudent man rule: We recommend those solutions for you that we ourselves would opt for if we were standing in your shoes.
  2. Know the Customer Rule:  We gather the financial facts, listen to your unique story, and assess your true risk tolerance and circumstances.

We gather all of the relevant facts and design a financial structure for you logically and cohesively with all of the moving parts. 

Corporate Retiree Expert

  • 401(k) rollovers
  • Health insurance programs
  • ESOPs
  • Profit sharing participation
  • Social security timing
  • Spousal protection

Free Consultation


We share a candid conversation to find out your story, numbers and intentions to discover what your successful retirement looks like.

Healthcare Costs in Retirement

Without a solid approach, healthcare expenses may add up quickly and potentially alter your spending.
Learn More

Women and Financial Strategies

Most women don’t shy away from the day-to-day financial decisions, but some may be leaving their future to chance.
Learn More

Trends in Charitable Giving

Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.
Learn More

Asset Allocation

Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.
Learn More

Let's Get StartedSchedule With Us

If you believe you could benefit from working with a financial professional, let’s review your portfolio, financial trajectory, and goals to see if you’re a good match for our practice.

Schedule a Consultation