Referrals

Receiving a Referral is key to our growth, profitability and success.  It is our hope that after going through our planning process together that our value is recognized and shared.

As a hybrid style RIA Firm, we receive compensation in the form of commissions when insurance products are utilized, such as Medicare Insurance, Dental / Vision / Hearing insurance, Part D Drug Cards, and also for annuities.  

For those assets invested into the market we charge fees for assets under management.  As the amount of assets increase the fees decrease on a percentage basis.

We include all of the assets, both those invested directly into the market and annuities as well in arriving at your total investable assets, and include ALL of those to move you up towards the next breakpoint.

When you refer someone, who could be a relative, friend or colleague, we add their total towards yours to the next breakpoint.   

If THEY refer someone you do not even necessarily know, we add those assets to yours in moving up towards the next breakpoint.  

We want to grow and we want you to succeed as much as possible.  

The response to this approach has been really favorable.  We maintain the appropriate discretion you would expect.